And I'm sorry, I wouldn't exempt anyone regardless of income or education from potential dumpster abuse.

In PA, unless there is an exemption (REO, estate sale, transfer to ex-spouse) then the seller is required by law to complete a specific disclosure that is given in the state law.

Seller shall not be required to deposit funds to close escrow.Short Sale TermsAdvertising- (or Publishing)A copy of the Notice of Trustee Sale must be published once a week for three weeks.Bankruptcy-Chapter 7Often called a straight bankruptcy-involves the liquidation of all non-exempt by the bankruptcy trustee, who in turn distributes the proceeds to qualified creditors.

In my county, that form is (supposed to be) attached to every deed transfer, to show the amount of transfer taxes due or to show exemptions.

In California here you goADDRESSING COMPLAINTS AGAINST UNLICENSED CONTRACTORS In California, it is a misdemeanor to engage in the business or act in the capacity of a contractor without a contractor license unless the contractor meets the criteria for exemption specified in Business and Professions Code sections 7040 through 7054.5.

I look for homestead exemption filings which tells me the property in exempt from all creditors and is able to be sold.

IMO a few of the best search criteria are: date of sale, type of instrument recorded last, state in which the tax role is sent, current appraisal value, exemption type(s), appraisal adjustment(labeled as percent good here), and by name(can find owner of multiple homes easily).I hope this helps

There are exemptions for construction loans for new construction as they may be classified as a commercial loan, but when completed may be classified as a residential loan.

I guess I am exempt from these issues...

The receiver and the receivers lawyer get paid the $500.My political clients do not have to check with “Do Not Call” registry because they are exempt from this rule.