I have a 3 BDR one bath  house in Maple Heights Ohio that I am considering renting to section 8 tenant .CMHA chart for the house zip code showing a max rent of around $2000 for 3 bedroom.I know market rent of my house is approximately 1300-1400 $I am adding efrigerator and oven.The house is older but in decent shape.

I was given the loan terms verbally from a DSCR loan broker out in California for a cash-out refinance on one of my rentals.

High fire zone designations are also a consideration.

We have been saving up for a down payment on an investment property, but we are at a bit of a crossroads with what step to take next.On one hand, we want to get in the game as soon as possible and have considered getting an LTR property first, so we can begin to learn about the ins and outs of REI.

was it a house hack?

I've used propstream, but I would like to find something that is just a pay per list, not monthly fee.Second, are there any tools that allow you to search for individuals that have owned multiple properties over a given period of time? 

Do you need a cash out or just a rate and term refi? 

To kind of give you a sense of what you are asking, it is like me asking you if Eating Out is a good choice? 

Hi Jayvionne, Welcome to the community - There are a lot of good professionals and resources here on bigger pockets to learn and grow. 

I am a long-time listener, and new poster here @ Bigger Pockets Forum.