(completely different strategies but loads of good info to build you business!)

My options are to sell and weight for a downturn, refi and lose cash flow and my interest rate but again have cash for next property, or do nothing.

im not sure how that would fix your problem.  6" of stone would support the weight of a mud slab of concrete, but not an entire house foundation if the ground under the stone was super saturated. 

Getting paid was like pulling teeth ,  and  I dont take well to taking orders from a bank load officer .

By the way , i was also looking at thin slabs which weight less and easy to cut , they should be installed on plywood  , but provide the same benefitsother options I considered are Porcelain slabs / corian , its very thin , but it looks like there are no price savings , but atleast they could be transported easily , if in case you find a good deal a little farther from your place

This little move had tremendous weight.

In this case I took the weighted average of multiple REITS that were heavily invested in MF properties.

Its like bargain shopping but I use IFTTT to scrape craiglists ads for searches that I compile and load into the system. 

Additional amenities include a workout area in the basement with some equipment (weights, treadmill, etc.), on site laundry and parking.

This is kind of a loaded post so please bear with me:So I'm starting to really look into deals in my town.