Applying for a primary residence HELOC on a duplex, in the range of $110-150k to perform some renovations and use for down payment on new duplex purchase.

Once in a rare while someone will say a number that is actually below the range of what I was prepared to offer.I will evaluate every lead as a flip, BRRRR or an assignment to give myself options.

The ruling concludes that the agent's activities in providing customary services to the tenants, although imputed to the co-owners, were not sufficiently extensive to cause the co-ownership to be characterized as a partnership. ) These arguments lose some strength, however, where it is clear that the investors have jointly negotiated the terms of the transactions and would be unable to separately use their interests in the property without significant cooperation and joint efforts among the co-owners.

The realtor that wanted to introduce me to one wanted a finders fee of somewhere in the 12k range.

These were largely sourced pre-CV19, so eat the fish and spit out the bones.The DTI percentage range varies by lender, and is less than what you will find for an owner occupied property, due to lender risk.

In my case, I just had to show that I had a "sufficient" amount of cash reserves.

Obviously that land and common area has expenses (ranging from insurance and taxes to maintenance) and yet can’t bulldoze the building on their property.

Similarly with the rent ranges - make sure you get opinions from property managers, online tools (rentometer, etc...) to see if your rental estimates are current.

Do other comparable units in that area/price range provide them?

Ray, banks are going to consider this a commercial loan, so it will typically range from 20-25% down, depending on the bank.