HELOC are generally balance sheet meaning the loan is held on the lender's book, not sold into the secondary market.

., how well will the market be when you sell the property, and 2) capital expenditures, i.e., can you financially efficiently improve the asset to the end users (renters or users).

I don't know if there is an "ideal real estate market" these days.

If you look at other threads on the Chicago market this topic comes up a lot! 

More of a cash flow than appreciation market?

I'm a bit confused on how a good listing broker could net me more when I'm already at the top of the market.

I ran some numbers on a few markets and I find I can cash flow 500+ with my 100% LTV method.

So, keep in mind what a good tenant expects in your area.For example, if you have an existing GAS furnace and central air conditioning already a simple replacement of the gas furnace gets people what is likely to be an economical heat source while also providing a/c which many rentals don't have.

We think it looks upscale and the market has responded with record prices per square for the neighborhoods we've been in.We save a lot of time and expense not cutting in all those ceilings. 

Our neighborhood is selling homes without the ADU for $800k to $850k deepening on the condition.