Then I would be only borrowing 42k and then paying the mortgage which would probably be a lower payment than the HML. 

Samuel,In my mind it boils down to the level of service that you expect from whoever you bring in.

(We went into contract at a price lower than their original asking price and their argument was they thought because we were purchasing it so low they I wasn't getting a commission?

Is it not equity building, because if I purchase the house in future, I will be paying a lower price since owner will deduct the amount I paid to him.

There are a few invaluable things I learned along the way:1)- Always offer lower than asking price.

@Cody Zimmer, that is correct.At a very high level.....You can limit liability via insurance and get easier loans if you keep things in your personal nameORYou can limit liability via an entity (e.g.

When evaluating cap rates I'm taking out taxes, insurance, 8% vacancy, 10% repairs, 8% cap ex, and 10% property management fees; however, if I lower all of those percentages then my cap rate is higher - is everyone using lower percentages and that's how they're finding cap rates of 10%, or am I truly looking at a lot of overpriced MLS properties?

My question is.. are appraisals lower in the winter due to the obvious drop in demand because it is the winter?  

Hi all,What do you think about this:If you had a $300k mortgage that you had to port or else you would pay a hefty fee of $17,000, would you be better off paying the fee and getting new mortgages at lower interest in smaller deals on your own, or would it be better to JV with someone who will not put money in on a five year deal but take care of the management role and split revenue?

He doesn't pay lower rent or get any special privileges.