Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bp The second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.

Can we have names of specific lenders and what would be a ball park increase in interest rates over a conventional loan in a personal name?

Perhaps a simple LLC formed in the state you reside in at most until income allows you or even demands moving to the next level.

You should be able to raise rents with a rehab so your cashflow should increase over time.Dont stop putting money into the property checking account.

I retired early nearly four years ago and needed to increase passive income to fill the income gap created by my paycheck's ending.

It's factored into the cash-on-cash return and increases it so it makes the returns look much better and the property more attractive in certain ways.What is this principal reduction?

I’ll give you a simple hypothetical.

Friends of the BP,I would like to ask a simple question.

As her income increases, I look to pay down our line of credit and snowball our early loans. 

The combo to remove the lock box is in reality a simple algorithm from the combination to open the lock box but the tenants do not know the algorithm.We allow one lock out a year without charge.