Hey @Jonathan Leung - happy to have a barter convo with you about this as I'm currently interviewing different marketing agencies for my own advertising strategies. 

The studies being released show how different industries appear to be increasing their profits with hidden or bogus fees that can harm consumers and companies that have honest business practices. 

If banks didn’t have fractional lending they would not give mortgages either as with inflation you lose money over timeFor example:Take $1M as an example of a portfolio and put it at 7% seller financed vs putting it into an investment that gets 6% but doesn’t pay your principal back and is taxed at a much lower rate and see how big a difference that isRoughly $1.4M interest vs $1.8M and taxed at 15% less rate it makes a huge difference.

most builders pay a flat fee for MLS access and then hire in house. that's what I would do. 50k for a person to sit at a desk. rent a trailer and stick them there for 12 months or 24 months. take the difference 

The difference is the land and finishes.

Anyway, I think for the most part, this will benefit investors and I’m sorry you had a hard time with vacation rentals but I expect Cape Coral is likely a very different market than many in Florida and wouldn’t make a blanket statement on the Florida vacation rental market being terrible. 

What are the differences between delayed financing and cash-out refinancing? 

There is a big difference.

What differs is if you use an attorney- those costs vary greatly.

Does the difference matter?