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Updated about 1 year ago on . Most recent reply

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Vasudev Kirs
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79
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Title service providers

Vasudev Kirs
Posted

Hello - I would like to shop around for title companies that can provide closing for property deal. Does anyone have recommendations for Missouri?

How much are the average closing costs (including agent service fee, closing fee, premium etc.)?

Does the buyers agent get any commission if I go by their affiliation? Agent has done great job and I don't want to shop for another title company if he gets additional compensation from title company?

Thanks.





Most Popular Reply

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2,894
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Caroline Gerardo
  • Lender
  • Laguna Niguel, CA
2,330
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2,894
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Caroline Gerardo
  • Lender
  • Laguna Niguel, CA
Replied

Title company cannot give Realtor/agents anything more than a three dollar cup of coffee with their logo on it. Seller may reserve right to pick title company. Title is regulated nationwide by the dollar amount it's all the same. What differs is if you use an attorney- those costs vary greatly. Escrow or settlement can also vary a little bit but it's all the and a' fees that vary: CPL, deeds, HOA docs, any special lender requests, troubled payoffs, insurance documents...

A $200000 purchase with $175000 loan here is general estimate :  Buyer $714  Seller $1073 Going smaller sale price won't reduce the costs much as some fees are minimum floors.




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