I live in Charlotte, NC and our market is extremely competitive.

I live in Charlotte, NC and our market is extremely competitive.

If it's something like unpaid astronomical medical bills I would be more understanding VS it being something like an unpaid auto loan, unpaid credit cards, etc.If the rental market is soft in your area then sure - consider a strong co-signer - but if it's a more competitive market tenant-wise you should be receiving some better renters. 

The Bigger Pockets calculator is a great tool for basic underwriting and to play around with the numbers to see how they impact these metrics.The VA loan is a great example of how your cost of capital can make or break a deal, which should give you a competitive advantage to make a deal work that others cannot.Good luck!

(I understand the need for these rules against internal competition, but who cares about the customer experience, am I right?)

I'm not sure pricing will come down all that much, but I am expecting competition to slow! 

Great part is she will almost certainly screw up the whole bidding war idea...that works best if you get the wide exposure a broker gives you and if you price it competitively to begin with.

I would assume the biggest reason is destruction or lack of care for the property, correct?

But if you lack the funds for down payment and rehab money and will lose the deal because of your insufficient funds I would recommend partnering up with your guy. 

Any GC'S in northern mass (Lawrence) can help out with this.My curb appeal is lack luster to say the least.