I meet lots of talented professionals at real estate meetups, ranging from roof to foundation and everything in between.

A small step you can take, which has worked wonders for me, is making a personal mission statement for yourself and clearly writing out your goals.

Here is a NJ site with links to applicable revised code:https://nj.gov/dca/divisions/c...In Ohio the tenant would have to make the repair request in writing and you would have 30 days to rectify the problem and if not rectified after 30 days the tenant could escrow rent with the court.

So, anything the sales rep tells you is not something that the Builder needs to stand behind unless it is in writing. 

I would try and work out a repayment plan and put it in writing. 

Ive read I could be held liable for co conspiring to withhold money from other tenant if I don’t write one check made out to both of them.

You should be able to find a company that will write a policy. 

This was a very nerve-wracking time being that the market was very unsure of the future and rates went up and down like a boat at sea in a storm (my loan office jokes with me to write "Bought a home when Covid hit" on my resumé).Jokes aside, my wife and I were scared that we were buying a home at the worst time since no one seemed to be in the market to purchase a home.

I am a full time realtor 1099 commission only so I take advantage of write offs through my business and rental properties already.

You can write into the contract that you want one unit vacant, especially if their lease is up or they are on month-to-month, and let the landlord deal with it, although in this hot multi-market they won't care to do that.