Those utilities tend to be expenses the landlord would incur along with any repairs that will come out throughout the time of the lease of the apartment or home.

If on site they tend to be quieter and sometimes you can fix on the spot. 

Now I know nothing of that market it could be red hot for all I know.but smaller town markets tend to be slow movers and usually discounted purchase price from ask because there is so much to choose from.that's the basics

Assets in your name tend to attract shark attorneys.For solid info about DIY trusts, visit nolo (dot) com, and also research: "using land trusts to buy and sell real estate" via google.  

WTF  6k for a clutch and friends of mine with Ferrari's pay 5k for tune ups.. but they sound cool for sure.I can go either way.. but I tend to use most of my capital in my business so it does not make sense to tie up 100 to 150k in cash into vehicles when I can basically get zero % financing.

I tend to overanalyze things and get into analysis paralysis quickly. 

The only real way to protect your assets is not to own them, LOL :)  I would tend to agree.

Your mentor seems to be a feature that most of the other folks, at least those who I have had contact with and those who tend to post on these boards do not have.  

However, that's where it tends to stop in most cases.

On the other hand, you may not get those from your source, and I think people will tend to just give you the 5-digit part of the ZIP code, rather than the ZIP+4.