I don't think it is very possible for me and my gf to just get up and live somewhere else with our jobs.

Mentoring, possibly?

The proliferation of independent owners dilutes any possibility of uniformity.

@Cameron York - whether a note will go into foreclosure really is a unique situation on the note and as part of due diligence you will have a good idea if it is definite foreclosure or possible foreclosure.

Wanting to learn and gain insight from experienced members that are local and of course bring possible business to them. 

I hope that my readings at BiggerPockets equips me as much as possible for the RE world.

I'm looking forward to learning as much as possible from all the  experienced investors. 

I have flexibility on timing (sort of) but wish to act as quickly as possible. 

The UW will then counter the loan as an investment property and require 20-25% down or counter it as a second home with conventional financing with a min down of 10-20%.This is what will happen if a loan officer submits the file as suggested above.It would have to be a pretty rookie mistake by a loan officer (LO) though to submit a file with out the property explanation and documentation because it would not put your file in the best possible light and achieve what you've intended to achieve.Is it possible for her to get a primary residence ?

If not you could possibly offer to be a sponsor for it and have your contact info there etc.Check the tax record for each property and cross check that name with the state real estate commission to see if they are licensed.Some subdivisions do not turn over much so you have to watch for that as people want to stay a long time.