Most pier and beam foundation homes can be leveled in a couple of days for less than $4,500 and a concrete pier foundation specialist can do the same for a slab on grade with the price getting up to maybe $7,500 depending on the extent of damage and number of piers needed.

I think this is a situation of learning, she's definitely not objecting to return the $500 but in principal wants to know who is in the right.

I don't want objectional people anyway.

Thanks Lucas, I did reach out to my pest control guy about the woodpecker and he sent me the information about ways to get rid of the bird by scaring it away (hanging flashing and other reflective object as well as covering holes with wire mesh). 

Let them call their own mold remediation specialist, and if that company finds something that is your responsibility you can deal with payment and costs from there. 

Consider adding storage space in the basement to remove that potential objection.

So there's pros and cons to either and my particular scenario and objectives will determine what's best for me.

Can I talk to a Financial specialist about this? 

Each market is different unfortunately, so local legal counsel or asset protection specialists might have other options for you to try.

Including tax specialists, etc.