Is it too risky to do my very first deal during this pandemic in a virus hot spot?

Any portfolio lenders comfortable lending at 70% with half term IO, 25-30 amortization, and limited P&I/tax/insurance/replacement reserves would be right in their sweet spot. 

Make sure you have detailed specifications, selections and finishes ready for them so they can price accurately. 

Some say you should do nothing on your own and just give them your money - you may have heard about Grant Cardone.I teach people how to become a real estate investor by selecting well-performing properties.

Jacksonville is a great growing location Just have be be very careful when selecting the neighborhood you invest in.

The policy forced me into arbitration and that gives me pause, because I would assume arbitration is biased toward the insurer, otherwise, the insurer would not select them. 

When the tenant is a disaster, they will blow up your spot every time you show and will never let you sell it.

I hired them on the spot and they did a great job at lower price.

Do they insure: - fix & flips - rental 1-4 families - 5+ apartments - commercial properties - contractors - property managers (select the ones above that you think you will do)3.

I am curious your thoughts on selecting future tenants based upon their occupation?