I just want the best product with the lowest rate to borrow $600k from my assets.

Quote from @John Allen: I don't know what the "best" option is, but I like these Schlage locks: https://www.build.com/product/...Easy to install, codes are easy to set, you can have more than one code, and there's a key backup.

I had dealt with Silver Hill in the past and they had offered this product about 2 months ago.

:roll: I`m looking for product and method recommendations for dealing with this problem.

I make sure I have a quality product and therefore I have a large pool of renters ready to go.

You would be the first person I know that has that product.

I called the mortgage broker, asked what the Loan's Product Matrix said about CLTV.

This provides specific products for full rehabbers, fix and flippers, rent ready, owner occupied, etc.You can buy CD's, go to seminars, and spend countless hours chasing REO's while the experienced professionals have the contacts locked up.

@J Scott, to me value add means if you go into a project for say $80k which might be close to current market value and spend another creative $50k in rehab and end up with a property with an ARV of $190k giving you a projected $60k margin on a product that you bought on the basis of seeing an opportunity in the rehab process rather than buying at a discount which usually means you bought it in distressed condition.This way of making deals demands not just creativity, but also experience and a good eye.

If stuff breaks regularly I get better products or harden the property.