With a healthy protective equity buffer around 60-65% LTV, I was able to secure my principal amount so I wasn't concerned.By the way, I used Broad Financial to set up my account and their sister company Madison Trust is the custodian.

Just like you spend a lot of time practicing on the field and in the gym and watching film, spend some time learning investing and personal finance principals.

I'm going to put the numbers I have below and would love any advice some more experienced investors and landlords could give me (I'll keep the numbers generic to make it a little cleaner, but accurate).Numbers on the Georgia House:176,000 Purchased169,000 Loan left3.75% interestRenting #'s: 1,600 Rent1,100 Mortgage (includes tax, insurance, and paying an extra $100 in principal than min.)500 gross-200 (Maintenance and Vacancy.

In listening to the stories of how investors like @Brandon Turner or Sterling White started, I'm interested to learn from the experience of other investors - is it true that partners do fund the whole down payment for a deal &/or help to qualify for the loan, or is there an expectancy for the general partner/principal to contribute at least 5% - 10% of the down payment in multifamily investing?

New principal and interest: 885/monthNew cash flow, down to $427/monthNew COC RETURN on 45k left in the deal: 11.8%Anything I’m missing?

On each 20% down payment, I’ve been making over 100% ROI when you factor in monthly cash flow, principal pay down and appreciation.

Not what can you do to spite or to stick to them out of principal —- what can you do to better your position now?

@Ivan Souvorov There is no “deduction” on his end, or tax liability on your end, for the “return of principal”....only the interest paid is deductible for him and taxable for you. 

He built the plaza in the 70’s and had no debt on it so he was able to do this easily.I’m not a tax expert, but in this scenario he only had to pay capital gains in the first year on the down payment portion and then in subsequent years he pays cap gains on the principal portion of payments he collects.

Your rental income will need to cover the cost of your loan (Principal and Interest) each month with insurances, taxes, and whatever recurring expenses you decide to work in.