Based on my projections at year 4 after the PMI is done the 15% down will perform the same as the 20% on a CASH ROI analysis.  

The lenders may verbally allow you to transfer your loan to an LLC, but later when the interest rate gets higher, they call your loan based on the contract, because your loan is now under-performing for them.

No, you don't have to use the card just reap the benefits of an already performing credit account.

CONS--They perform an appraisal on every deal which they make you pay for.

I have been thinking about real estate for several years, but due to school and sports never got a chance to raise funds or put the real time in to get started. in a convention I went to they said there were ways to fund your first project or flip with no money.

Crowdfunding makes real estate easily accessible, however, in regard to institutional/syndicated real estate investments, the advice of an expert who works in the industry every day, knows all the players and their track records, and performs due diligence on each offering is a great benefit to the client and comes at no extra cost. 

In the end, perform the proper due diligence before putting in an offer on a rental property, and contact an insurance agent to determine the specific costs and needs.

And you have otherwise good economic indicators but poor performance on this site?

The easiest way to borrow like this is to find an experienced local hard money lender, usually at a real estate club, and pay them to prepare the loan documents and perform the origination for you.

@Rebecca Beck There are some situations that you can put yourself in if you perform a HELOC on that property.