Currently renting my basement out to a single mother and her child since last March, original rent was $1575 (all utilities) and I saw her situation at the time and dropped it to $1500 for a 12 month lease with all utilities included, she purchased a electric charging vehicle less than two months after moving in so obviously taking full advantage of all utilities included.Two months ago, she had a boyfriend stay with her and told me that it was temporary while he is looking for a new place.

All IRA transactions must be "arms length", meaning that you (personally) must stay away from such transaction as far as possible. 

Staying leveraged is going to allow you to amplify your return on your own money through any appreciation.

So even if you have 20% down, you will stay pay mortgage insurance with an FHA Loan. 

Stay the course.

Did you expect your tenant to pay and stay for the entire month of March?

If they want to stay it is their responsibility to contact you and pay their rent....serve notice immediately.

I use only Airbnb because it works super well in my market (we stay at 88-92% occupancy using just Airbnb, so I haven't even bothered to mess with VRBO).

He was still willing to stay but the temp in house was still dropping and no power, dark, and reasonable unsafe for a guest so I had him cancel. 

This is a buy and hold property and I plan on staying in it for at least 3-5 years.