They have a financing system.

I was able to BRRRR four properties there and now i am slowly deciding to pivot to tackle more appreciation plays.If your first rental is an appreciation play and there simply is not enough rental income to offset your expenses then you may run into financing issues after your first property.

Since my strategy would definitely involve house hacking, I was thinking about house hacking with a mixed-use property.It could be interesting to evaluate as a strategy, but only if I can access financing with a low downpayment.How would that work from a financing standpoint? 

If you have experience structuring creative financing deals, all the better.

I'm a big fan of owner financing deals. 

Having your license as a wholesaler offers options.... you could wholesale it, offer on it, seller finance, conventional financing or list it.

This is key if you're trying to get financing since lenders many times will not give the best terms when lending to a trust.

I would suggest for your first acquisition to "house hack" and buy a primary residence that you can get preferred financing on and also make some income on.

I believe i was told financing in Baltimore can be a challenge.

We often find opportunities to make Conventional work, which means a rate that's likely 1% less, no prepayment penalty period (most but not all programs have such), less risk of the deal falling out due to a low rent estimate from the appraiser, and less chances of your offer getting rejected due to it being "other" type financing.