The education (books, podcasts, classes, forum posts, 100 property analysis, driving for dollars) is done at this point.

If you are purchasing only investment properties consider looking into Associated Bank, Educators and TruStone, because they are local they may have lower down payment requirements. 15-20%On the Refi Rates there shouldn't be too much change in your repayment amount, if we are only changing percentage on a 150k with 25% down 3%, and we change to 4% and everything else the same mortgage goes up about $60 a monthAdditionally, your first duplex in 2020 you have lived there over a year so you can get a low down payment and low interest rate loan on an owner occupied 2-4 unit whether that is through an in house bank/credit union product or the FHA programIm open to any questions you may have.

I have done ample reading and research, but am fully aware that my education is no where close to where I want to be.

That condo deal taught me more than I could have ever learned from education, so I consider it a blessing!

I have been in education for 22 years (full-time), and a real estate agent for 2 years (part-time primarily).

Some education, and/or mentorship can give you more ways to monetize each lead.

See here for the most up to date info I have found:  If you haven’t been following the news around SMS (text message) marketing and cold calling, there is some serious legislation being passed, and new protocols being implemented by carriers that you need to be aware of.If you do not take time to educate yourself, you could be facing a massive drop in response rate (best case) and very large fines and lawsuits (worst case).In this article, you will find everything you need to know to stay compliant while navigating the new rules of outbound marketing as a real estate investor.The Ultimate Guide to TCPA Compliance and A2P 10DLC Regulations 

I am sure there are horror stories out there with others, but the experience I had was very fulfilling. 

Would waiting until this is fulfilled be advisable or getting creative and starting now.2.

If it is a tax credit eligible building you just need to find a CPA to educate you on the process.