I pay workmen's comp and have general liability insurance in excess of $1 million.  

This additional knowledge ultimately fueled his entrepreneurial drive to start a business of his own.Kevin has worked for a variety of companies in multiple industries.

Credits to the sale price in connection with rents causes financing issues, the fair market  rent will be determined in the future (rents can be higher) and lenders will only credit amounts  paid in excess of FMR which can lower the equity granted to meet the required LTV, actual agreed credits can be adjusted at settlement but not at loan application.

I would just take plenty of pictures to document the current condition and explain (in writing, perhaps an addendum to the lease) what you will consider beyond normal wear and tear, i.e. marks, gouges, broken door knobs due to excessive force, etc...I know as a tenant it would be hard to have a landlord say you're worried about their little "angels" but hopefully they can emphasize once they realize that you have been burned before.

I have a renter who broke interior of the closet down( metal wiring)due to the excessive amount of clothes that she is putting on the wire racks.

So it's rare to see any excessive mold around.

But know the majority of the city is fueled by three major universities which means you either be renting to college students or surround by them.

That seems a bit excessive. 

My sense of "Why" has truly evolved once I found that passion will fuel my fire much longer and more fierce than money.

Wow if that person commutes from Palm Springs it must be worth the fuel and commute.