There is an established draw that will never go away. 

And this was after a long, established relationship.

For your average deals though establish that quality relationship with your best buyers.

Like Nick said, there are too many people looking at the home as their next goldmine...not exactly a smart way to build rapport and establish yourself as a go-to guy for discounted properties.Jeff

I use text to communicate with some tenants and clients but only after a relationship is established and one of us mentions texting.

In HUD’s July 2009 Report to Congress, HUD acknowledges that it is “charged by the SAFE Act with establishing and maintaining a loan originator licensing and registration program for any state or territory that does not have in place a process for licensing and supervising loan originators that meets the requirements of the SAFE Act, or that fails to participate in the NMLSR.†The requirements of the SAFE Act that Congress authorized HUD to review for compliance is limited to three sections of the SAFE Act.

Larger city's usually have well established protocol with bandit signs.

If your good at what you do and you have established a relationship with your buyers over time then they will start to trust your numbers.

You would have given some EM and have established some period of time to close.

Furthermore, Can I also count my GOLD assets towards establishing the capability for downpayment itself, the idea being that I can liquidate the gold and use it for downpayment just before closing ( and after loan approval from the underwriter).