Doing all of this with an ultimate goal of becoming self employed, financially free & retiring wealthy.Everbody to start somewhere and I plan on taking things day by day.

It's 8 miles from the mall, and close to a lot of potential employers.

Takes knowledge to manage the skills they employ and time is with the meter running.

Also in some states you can be employed under a broker to be a PM as long as you are paid a salary and not a commission.

@Nathan Richmond if you have employer retirement plans you may be able to take a loan.

If you have a private loan, you've already taken care of the biggest obstacle, which is getting approved for a loan with the inconsistencies in your self-employment income.The key here is to find a property where the other side of the duplex (or multiple units, if you find a multi-plex) are paying as much of your monthly mortgage payment as possible.  

A Basic list would look like this:- 2 Years of Tax returns - 2-4 Pay Stubs - Proof of current employment - An Idea of your Credit score- Length of time with current employer - 2-6 months of bank statementsThis is not an all inclusive list but will give them a good idea of where you stand.  

I'm under the impression that you cannot invest your 401k with your current employer into real estate, and you cannot roll it over into an IRA until your employment ends.Old 401k's can be rolled over into a SDIRA.As far as the OP is concerned, most 401k plans offer a fund that matches the S&P500 index.

If you have verified the employment with the school they should be fine.

Every bank we have talked to has said the same thing, they need two years of tax returns from 1099 employment before they will even look at giving you a loan.