Advice on 401k

[David White]

I have 22 stock options when it comes to election contributions through my 401 K? I don't know anything about stocks. What factors should I look for when it comes to which stocks I should contribute to? 

[Frank Jiang]

Low Management Expense Fee (possibly called expense ratio).  No "Load" (No Sales Fee either on back end or front end of transaction).

Most employee 401ks have some sort of  target year of retirement fund.  You want to be more aggressive while younger (more stocks, less cash/bonds/cds) and more conservative as you get older (less stocks, more cash/bonds/cds).