We love and respect our service men and women around here.

Forgive me if this has been asked/answered before.
Since 15 yrs and 30 yrs note are affecting the cash flow outcome, we might not be talking apple to apple when we talk about cash flow. Are investors generally using 3...

Feel free to share your opinions and perspective but you need to respect the opinions and perspective of the rest of us.

Further, I respect that it is your policy to have final say on the applicants, but as a landlord myself, I'm glad I get final say, because I said yes when my PM was on the fence and today I just gave my PM 30 days notice for failure to preform (arguably I could have probably killed the contract in court if I really wanted out sooner but I was feeling generous).

I've paid for services and made connections through multiple people by following the respected advice of their peers.

What would you consider a respectable ROI?

1) If you refinanced and told the lender you were going to occupy it as your primary residence, and you aren't really going to occupy it (for the long term, not just for 6 weeks), then it's owner occupancy fraud.2) With respect to renting different rooms to different people, here's a twist you should consider: What about insurance?

I think that is where you are wrong, I do respect years in a business, but unless you have that many years in every city in the world it does not make your experience more valuable, it is just localized and can be skewed from the masses.

Glenn Espinosa:A 50% improvement in efficiency is respectable - that is the target for which we strive when we acquire an older building.

Wayne Brooks I respectfully disagree.