I also have other properties, one of which is being tented and fumigated for dry wood termites in January and that is costing big bucks also at the moment

Specifically having Termidor injected into the soil and spraying Bora Care onto exposed wood.  

We just closed on a loan for a client, and during the process everything that could go wrong went wrong.First thing we found a hidden indoor swimming pool that was covered by a wood platform in a very large rec room.Then come to find out a little kid drowned in the pool, the local insurance agent comes out to take pictures of the house and he said he wouldn't enter the house because its haunted. 

Cons: CSX train tracks about an eight of a mile from the house (hidden by some woods).

There are quite a few investors in your neck of the woods.

Even the "fences" are concrete block, not wood.

@Mike Wood Can you elaborate a little more on your comment earlier?

In other words, leave the glamorous glitz of "New Granite Countertops and Wood Floors" to the advertising, and cover the potential warts of the property for the appointment setting conversation. 

Windermere is where more affluent people live, basketball players, shack  and Tiger woods have homes in that area

I'm assuming you replaced the windows of the house (most likely wood double hung, which is what the majority of Cleveland houses had originally) with vinyl replacement windows... but did you touch the basement windows?