And could you recommend a good umbrella company (or an insurance broker who specializes in umbrella)?  

It seems as if you've not developed relationship with any agent in the company, so perhaps you're just a number passed on to any available loan officer, and most probably the most lazy of the bunch.

(they did this twice),I later had a trace one on money orders and found they were cashed by the company, I let them know immediately.

The city is home to many Fortune 500 companie, growing population, and it still remains an affordable housing market, especially compared to Massachusetts.

Jeff, I don't have any industry experience, but can give you consumer feedback.I live in SE WI and many national carwash companies have come into the market and built some very high end facilities. 

Does anyone have a recommendation on a company that can complete this process within 30 days?

I was told by a coworker who owns a property there and he says he has a management company who does everything and hands off and after all expenses are paid, he nets between 2000 to 2500 per month in Tampa FL. 

BUT, some companies will still pay dividends on the cash value securing the loan and some won't.

We probably lost 5 years' worth of company profits because of that.

Intel, Google, Amazon, Honda, and many more companies are dumping money into our market.