National Bank of Commerce is one lender that will allow you to have more than four as they go by Fannie Mae guidelines as @Mike D'Arrigo  stated. 

Check out your local city and county websites as well as the transportation department. 

I think I can mention names;  swbc.com , finance of america are 2 national lenders. 

I have kind of been torn on whether to go with a small local company, or one of the larger national chains. 

Dear fellow landlords, have you had experience renting to foreign nationals?

They are small little local credit check companies, there are some national ones as well.Make sure you know all of your state laws. 

Good afternoon everyone, I’m a 21 Alabama National Guard soldier and I’m currently deployed in Iraq.

Those other fees you listed must be something maybe a national company charges?

https://www.amazon.com/National-Construction-Estimator-2019-Richard/dp/1572183438/ref=pd_bxgy_14_img_2/130-7785664-6880723?

Does any BP'ers living in these areas, see this info as jiving with their local analysis.  10 Cities In Danger Of A Housing Crash This YearBy Jade Scipioni Published April 08, 2019 With Manhattan real estate reporting its longest losing streak in 30 years, and its worst first quarter since the financial crisis, according to Douglas Elliman, it’s no surprise that many cities around the country are in danger of a housing crash this year.According to a new report released Monday, more than 40 U.S. cities are nipping at the heels of a potential housing crisis especially in “old” Northeast and Midwest cities.To determine which areas are heading toward a housing crisis, GoBankingRates.com analyzed data on 175 of the largest U.S. cities.Researchers then used key factors, including the percentage of homes with mortgages with negative equity (also known as “underwater”), meaning the home is currently worth less than the total cost of the mortgage, along with city’s mortgage delinquency rate from Zillow’s February 2019 index.Additionally, the personal finance website calculated each area’s homeowner vacancy rate and rental rate using data from the Census Bureau’s 2017 American Community Survey combined with foreclosure rates from RealtyTrac.To make the list, cities had to have rates of negative equity in excess of 8.2 percent, which is the current the U.S. national average rate of homes “underwater.”Here are the top 10 cities in the most danger of a housing crash this year. 1.