If credits and cash payments are sufficient for the down payment and the seller has agreed to allow nmore toward the purchase, then those excess amounts are treated as seller concessions so that the loan amount is reduced respectively, so the credits between the seller and buyer can be honered, but not in setting the loan to value.You might say that FHA only needs 3%, I have also seen that Brian has attempted to keep credits around 3% staying away from the equitable interest issue.

Plus, since the capital investment is returned so quickly, and in many instances, you own the property free and clear, you are not sweating bullets and losing sleep.

I have no hot water and one working light in a room we setup for sleeping in.

Also add enough to get through a major repair or two without loosing sleep.

Except now I'm on BP even when I'm sitting on the couch watching TV or laying in bed trying to sleep.

I've never lost a minute's sleep on a deal that I didn't do.That being said, the point of real estate investing is the action required to benefit part.

He did not have sufficient income and history was very iffy.

That is sufficient money to buy some first or junior lien potions across all performance categories.

I'm waking up and going to sleep with it on the brain!

Usually, a LL doesn't need cash for another property, but could be the case.Next, you may need to devise some way for there to be sufficient cash up front.....she could sell part of her note.