Owner financing-how do I bring it up to seller

[Craig Montesano]

Hi BP

I just made a cold call on a turnkey duplex in my market. Owner loves the property. Said its been a great money maker over the 17 years she's had it. But sounds like she would be willing to sell at the right number. She wants 85k which would be fine with me...as long I could get her to hold the note. I don't have the 25% to put down for a conventional mortgage....

How do I bring up the idea of owner financing without scaring her off. Not sure how to approach her. I really think she may entertain the idea if I convey it to her the right way...benefits and such.
Thanks for any and all advice