In fact, you are probably better served not to be licensed so that you do not have an implied duty to not use your status as a licensee to take advantage of the seller or the general public by buying their property for less than it's FMV without disclosing what it's FMV really is.

In real estate, as a licensed Realtor®, we are obligated to put the public interest above all others. 

I’m in Los Angeles,California and I’d like to know is it possible to help this lady out as well as obtain possession of this property any articles,YouTube, or advice in the right direction would be greatly appreciate at this point been researching endlessly.

Put the property into an llc righty after obtaining the mortgage and closing escrow.

I know I have been hearing that selling should always be the last resort but the 200k could be used to obtain multiple rental properties.

You actually stated on a public forum that the majority of your process is to lie to sellers?

You could obtain any of the above loans for use with an OO MFR purchase.

This allows you to obtain "purchase pricing" vs CO Refi pricing (which always takes a hit typically).

@Joe SplitrockI was also advised to use a public adjuster and to let him deal with my insurer, any comments on that?

If you're familiar with the area you'll know that the area has some of the best (if not the best) public schools on the east coast of Florida, and is a quickly growing area.