Creative Real Estate Financing
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by

Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by

1031 Exchanges
presented by

Real Estate Classifieds
Reviews & Feedback
Updated over 3 years ago on .

Investment property PITI to not count against your DTI
Put the property into an llc righty after obtaining the mortgage and closing escrow. Create an llc checking account from where the mortgage payment, property tax and insurance will be paid out of each month. After 12 months, banks won’t count those payments against you personally. I see this question come up often and wanted to share.