You should also ask the lender if they will permit you to owner occupy the property, since many commercial loans are not designed to be "consumer loans."

SOS website shows lien is attached to solar equipment only but the lender is requiring to deal with the solar lien for title transfer.my idea;transfer lien to surity bond ---------------go through mortgage and title transfer -----------------------transfer back lien to property or panel discharge.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Keep a positive attitude when faced with challenges, that will occur.Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

On the $500K you raised from private investors, will you cash-out REFI to pay them back? 

BUT.... as I know there is a very large development of a Train Station HUB just a few blocks away, I am using my intellect and know that it will eventually increase my rents as the demand for the area increases.Eventually, 10 years from now, and that Train station hub is opened, I will reap the reward of approximately $4k per year or $383 per month increase in cash flow.You cannot do this kind of analysis with a Cash on Cash Return.You need the Internal Rate of Return.When you want to talk to the big boys, the Investment Bankers, the Commercial Lenders, your own Partners, sophisticated investors, etc., you need to understand IRR, how it works and why the one shot CoCR is just not correct.When you really understand these calculations.... the all kinds of scenarios can be modeled.When you understand all kinds of scenarios, you can begin to predict the future with accuracy as you use your God Given Intellect.

I reached out on Facebook to a private money lender. 

I go to a lender (whichever type you prefer or have access to) and find out how much I can get.

Seek out locations that are undergoing gentrification, development, or expansion where property prices may increase over time.Creative Financing: To fund your local deals, consider unique financing solutions including partnerships, seller financing, or private loans.

I recently moved to Jacksonville Florida and am looking to network with private equity companies and real estate syndicators.