Again it matters who you are borrowing from or if house hacking or partners come into the play.

Real estate is a long term play.

I no longer cared about laughing at a bosses bad joke or trying to play office politics.

At this time, Bay Area MF is definitely not a cash flow play.

@Abel Curiel Abel thank you for your response.. and I’ll go ahead and start looking into both..What a small world you might not remember me but you went to arts and business correct you played under coach Cohen.

I know I am letting emotions play a role in this but this is our personal residence and the security on that and for my family is very important.

I have been playing around with tenant cloud and seems to be a simple option for a small business.

I have a masters degree in city planning - I know how cities work, how citizens live / work / play within them, and how to use government to your advantage.

Don't skip the process in vetting this person, and be sure you can deliver; if not, he will play the "blame game."

It is a waste of your realtor's time not to mention playing with the sellers as you aren't going to buy all of the properties.