Put yourself in the banks shoes, if they didn't require this then the housing market would turn into a craigslist posting site with tire kickers throwing out millions of low ball offers hoping for someone to accept.

I guess I am old school I want to go in and eye ball my CPA I want to have lunch with him every quarter and discuss business opps I am thinking about..I guess if you just have a few rentals and a W 2 job that's OK you can use turbo tax.. but if your in the business I find the council of my CPA invaluable ..

I have a friend in arrowhead lakes that said people are low balling the banks offering 50% and they are accepting. 

I'm a fair person and believe in the golden rule.  

Bigger Pockets is your golden ticket to great success.

For myself, its time to get the ball rolling and become active in real estate investing. 

You were able to get the ball rolling and that's more than many can say!  

I'm excited about getting the ball rolling and getting some hands on experience with REI!  

If anyone has any advice I'm all ears or if someone wants to take advantage of the skills that I have learned from working in sales from negotiating to just knowing how to communicate with people or just have some leg work they don't want to do I would be more than happy to assist you in exchange for a little knowledge to get the ball rolling. 

We want to get it under contract, but to have the ability to back out if our quotes come in significantly more than what the initial ball parks are at.