Your 23 on your own, you've got little (couple thousand) to no money, no credit, no experience, just time and opportunity.

Learning something new takes time, I don’t have capital or good credit, so I have been putting my focus on wholesaling.

I recently did a deal where the seller started out being very cooperative, but a couple of hiccups later and they were avoiding letting the buyer in and dragging their feet on providing information.

I will run my "Re Positioned" proforma on market rent and then have the RUBS as credit part of the income column. 

Not only does your credit suffer but so does your reputation. 

I have a great credit score but no money right now because it’s hard to get a job with a felony.

I have a great credit score but no money right now because it’s hard to get a job with a felony.

So that’s the background and my question is how does a young person with not much credit history get a loan for something like that?

Credit Risk.

How is their credit?