Those rates won't likely be as competitive but they will give you cash in hand and possibly ease compared to a traditional bank.  

I can tell you that as a land investor I know folks who work in the AZ area, it's super competitive for land investors and they need to be acquiring the land around 25% of the "for sale" like kind property.  

There's a lot of competition and folks willing to pay a lot of money to have their slice of paradise in the mountain communities.

Competitive upfront costs and ongoing subscription costsPlus 2 Nice To Haves: Good analytics reporting and Compliance Updates regularly communicated

More rural would mean less expensive, yet still have competitive rents.

I do have to note my house had a little more sqft, and overall a nicer looking home compared to my competition. 

Could be because not all HVAC companies install them, so there's less competition to keep prices reasonable.

I wouldn't do any spec building in the "modest home price market", you have too much competition from the production builders like Pulte, KB Homes, etc that have enormous buying power and can sell and make money for less than you can build for...

What is your competitive advantage moving forward? 

I am beginning to wonder if the market is flooded and everyone is viewed as competition instead of business associates.