Your situation and choices will be different than theirs most likely and you'll be trading a more actively managed investment style and the work implicit to this style for a better quality of living during the accumulation phase and less flexibility during "retirement" or financial independence.  

Success is a process, failure is a choice

Obviously, it was a bad choice for a person to marry, but she let me keep the house free and clear.

Loving the paint color choice, subway tile in the kitch.

It is not my first or second choice but you can find them. 

Does it have to be a completely final choice?

Texas is a great choice as is Florida and Georgia.

Since I am new to this business any suggestions and tips would be greatly appreciated.I am 56 years old and have made some bad choices over the years that have caused my financial outlook to be very bleak.

Hi Sylvia, what was some very important criteria for your choice of brokerage firms out there?

Also is REI a good choice at a young age if I'd miss out on the compounding of the stock market?