some ideas:- yes you could put more money down upfront, even though it's not ideal.- Look for off-market deals that are much cheaper,  using hard money and then refinancing with a rental loan.- Find properties where the owner will finance most of it, so you only need a smaller loan with the higher interest for the down payment.- Take over a property where you can continue the seller’s lower interest payments.- Another thought to give why would you want to do a rental at all, I mean those terms are horrible. why not buy something else with a better return on invest?

I had called my two local Title Companys and asked them and one had no idea what i was talking about!

I had no idea that was even a thing.

Which will bring plenty of other investors and general business to the area.

https://www.biggerpockets.com/business/finder/property-manag...

I have been busy with out of state investors but also housing developers and supply companies coming into the area.

She wants options, and is very open to creative, which is helpful.Once we present these basic ideas, we will want to know 1) what does she need right now, monthly, to let us take the property over (and all headaches) and 2) how soon and how much will you need when you make you Tampa purchase.

I am a licensed MLO in Louisiana and would like to learn everything about the entire business. 

Hello everyone, I'm interested in starting my STR business.

Do not be scared to politely but firmly renegotiate with these established guests to terms that fit your business plan: raise price to where you cover expenses and require that they either rent from Dec 1 or from Jan 2.