Rust uses various insurance companies but they issued travelers policies and various subsidiaries.

I generally don't allow in the property but allow outside as it is really hard to enforce a total no premise policy.  

I personally add $1M in coverage to my general policy on top of the $1M my booking company offers (Evolve) but, you should always consider more robust asset protections strategies like you will hear on the Podcast.  

Additionally, you might find that E&O insurance will be more expensive at the very least if the company will write a policy while you are doing the other.

I require this for my rentals because if something happens that is the tenant's fault, their policy is the first line of defense instead of mine.The other term you want to understand is Additional Interest.

I told him that was a nasty and customer unfriendly policy, and got off the phone pissed. 

Anyone who could possibly interact with your residents should be informed of your company’s fair housing policy and asked to abide by fair housing laws.

Explain your strategy, honestly is the best policy.

@Aaron Harren you should have a set policy and process.

An umbrella policy would be purchased.2) The contract is signed by my mother or father as the sole proprietor.