Thus allowing me to focus more of my time and energy into investing in my brand/ building my own businesses.Obstacle: Currently I am on the hunt for an experienced FHA lender who accepts credit scores between 600-620 (due to having less than 2 years of established credit history and 2 accounts in collections, one is completely paid off but remains on report, the other is from school and is only $991) To build my credit I have 2 credit cards, I only utilize 10% monthly and pay in full & on time.

My remaining $2,100 I could change the HUD so the commission is removed and moved as credit to lower the price of the home so the $2,100 is not seen as income for tax purpose, right?

IF you do qualify and you are looking to purchase a multifamily property, you can live in one of the units for at least a year (based on the FHA requirement but double check) while at the same time rent out the remaining units to acquire some cash flow.

Sellers motivated, not much equity, and not short sale/foreclosure. 

I have both, a motivated seller and a cash buyer, sign an assignment agreement and a purchase and sale agreement and I'm not sure what to do with both of these contracts.

I really loved "Rich Dad Poor Dad" by Robert Kiyosaki, who's really motivated me to want to learn all aspects of investing and the business of real estate. 

I have found that a really good approach on this site is to find as much info as you can on your own and ask specific questions like an objection that is brought up by a motivated seller. 

In a hot market like Toronto with over 17% increase in price since last year, what would be the seller's motivation to work with me and not sell the first chance he gets?

My question is, what do I do if after reaching out a few more times, this tenant remains unresponsive?

The debts (if any) remain, where allowed by state law, liabilities of the borrower.