Also, we have no consumer debt, car loans, or student debt.

From a lending standpoint, most loans <$150k loan amount has the highest risk and, therefore, higher rates.

@Sean BorgAre you getting a construction loan or building with cash?

But I heard also, gov. is trying to do loan modification as much as possible to those CRE in distress.So lot of thing going on in the background that's very interesting ...

This is especially true as you try to qualify for loans down the road and that affects your DTI.

RealData offers both desktop and online versions of their software.PropertyRadar: PropertyRadar is a real estate data and analytics platform that provides tools for market analysis, property research, and lead generation.

I’m not sure the specifics, but, we are currently doing/have closed many recently lower than that on 30-year fixed DSCR loan (individual or portfolio).

Expect to pay a few points higher from alternative lenders and less frequently will those loans be adjustable where you can benefit from the fed cutting rates.

I actually started flipping with little money and then transitioned to wholesaling because my goal is to build an active business in real estate, and for me, wholesaling was and is more scalable and profitable than flipping.People tend to think wholesaling is easy based on how gurus portray it online, but it's not.

When it comes to finding a lender for a DSCR loan, does the lender need to be in the same area as my property, or can I choose any lender, and they'll get me the loan out of state?