So I just reached out to them and had a discussion and found out about their special program.

With the calfha program that also has programs for a downpayment assistance and closing costs at the moment.

You'll need a preapproval, and get all the kinks worked out for this program, before you submit any offers.

What about the "delayed financing rule", apparently a Fannie Mae program that allows you to borrow on properties you have owned 6 months or less as long as you paid cash?

Link for reference:http://reiandme.com/Wholesaling_Course.htmlI don't plan on signing up for his coaching or anything outside of this program.

There is no short cut of forms or disclosures or letters or programs, get the basics and understand people. :)

I went full time right out of the gate.I was doing a seminar or two every month, so that included travel, and not all of it was RE stuff, I did some Tony Robbins and some other "get your head on straight" classes in there, too, plus a mentorship program (that I cancelled because I knew more than they did) but yes, I spent six figures on my education.

Is there any programs where I can get my REA online?

Otherwise, it's a loan and will count against your debt to income and you will not have produced your own funds for a down payment if one is required for the program.

I don't know if you've read any of the Peter Conti & David Finkel's books on the subject but they instruct you to employ the same method the man in the comment aboved advised you to.