Jeremy, i simply don't want the liability of potentially being personally accused of 'id theft' and the likes of 'negligent enablement' thereof in today's highly litigious America where it seems like 50% americans are prescribed some sort of psychiatrics drugs and the other half on recreational ones; and the average civilian being practically a professional 'crisis actor'. frankly, and im not even kidding, 10-20 years ago it used to be that young adults wanted to be rock stars. now its practically like every one wants to be 'lawyer'?

I have private money lending at 6% that will fund the rehab and I want to ensure that I am calculating this correctly.Rent - Mortgage - Insurance - Tax - Vacancy(10%) - Maintenance(10%)1350 - 440 - 50 - 210 - 135 - 135 = + 380Cash on Cash return (initial):380x12 = 4,560 / 40,000 (down-payment + rehab) = 11.4%Cash on Cash return (after rehab and appraised at 120k) New Cash Flow using refinancing with 80/20 conventional:1350 - 530 - 50 - 210 - 135 - 135 = +290290x12 = 3480 (per year)Total Cash invested:Down Payment + Interest to Private Lender + Cost to refinance (4% of remaining principal)   24,000+1,200+ 3850 = 29,050New Cash on Cash: 3480 / 29050 = 11.9%Major concerns are not knowing which way the area is trending and not getting any sort of discount on the rehab.Any input would be greatly appreciated.

It looks like that is not easy neither for foreigners but I will sort it out.Thanks for advice Lucas.

He is breaking his lease a month early and wants his security deposit back because he thinks that when we purchased the property that his lease was void, and NO his lease says nothing of the sort, he just thinks that's how things work. 

- Are there Lenders that offer assistance with this sort of situation?

Dose this require a license of some sort per state?

your correct there are about 12 companies that support all manner of this type of business most located in Utah... this is the way the business has always run  from the days of Carlton sheets dave del dotto  and all sorts of other motivational type speakers and presenters in many different fields. 

The cheapest option is to use the direct mail houses INDICIA which is their bulk permit info in the stamp area.We mail all our postcards with Standard Bulk Pre-Sort to get the best price on postage.  

You can easily come up with some images to give you an idea on how it should be framed.

It doesn't help that I'm getting married in a few months as well hahaI feel like I've been studying enough to be all set as soon as I get my financing sorted out.