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Updated over 9 years ago,
Rental Applicant Refuses to Provide Credit Bureau with his SS#
seriously now.. i thought i was being mutually discreet by NOT requiring the SS# directly on the application, nor even charging an application fee, for my own properties (as opposed to properties i PM for).
but one of today's prospective tenants who seems to meet income requirements (on paystub with SS# blotted out) has refused to provide SS#,,, to the credit bureau itself!
the way it works is they sign up with a major credit bureau of their choice and provide the credit bureau with my email so the credit bureau can forward me their credit report. that way i'm not personally liable at all for any possible allegations of misuse of their SS#. its the ONLY way i will accept a credit report for persons applying for my own rentals.
how can someone not want to provide their SS# to the credit bureau?! i mean, granted the credit bureau isn't technically a 'government agency' but then again neither is the employer that obviously has their SS# on their paycheck which applicant blotted out.
and besides, every sane person knows credit bureaus already have most everyone's SS# on file.. don't they??
ps- this is the first week/end i'm using the credit bureaus' 'consumer-initiated credit report share' feature and have yet to see how it goes.