@John Cohen That's exactly what I am driving at, John.

Hopefully you will have no trouble finding one that support you with strong staff, marketing and training.

While I would love to move my portfolio and I to Florida someday due to the excellent price to rent ratios there, until that time I may end up buying in Spokane, WA, which is about a 4 hour drive from me.

They actually keep it on their books for CF - this is how they drive ROI for their investors.Look at local banks with 3-5 locations in a few towns in the area.

It's like driving your car and not knowing where you're going.

But if I happen to work for coca cola and I was diving the truck they can sue me because I was driving and the coca cola company because they own the truck.  

IE we got a book with all the listings in it.. the public had no access to the book and you needed an agent.Now we go through a progression which includes getting your buyer prequaled .. then they will usually do their own drive bys  and only when they focus in on potential properties will you actually show them to them..

I like to think I know what I am doing, but please put me in my place if these numbers are ridiculous or anything I state is impossible, all honesty please. 2 Bedroom 1 Bathroom 800sqft home In a nice neighborhood, good town, and access to NYC via train station in townThis house is for sale by owner or $199k Let's say I get the house for $175k, 3% down payment which is $5,250 + 3,000 closing costs and whatever else = $8,250Monthly mortgage payment, tax and insurance is now at $1,162 The house seems to be in great condition, with a new porch in the backyard The houses surrounding are in the high $200k - $400kI believe I could get $1700 a month for rent if not a bit more, considering many of my friends who have 1 bedrooms pay $1250 a month for rent. 

I imagine all banks are difficult but Wells Fargo has been driving me up the wall.All appraised for $20,000 more than the sale price, I am putting 25 % down and the loan is based entirely on my W2 income.  

More info here:"eXtremeFREEDOM is an exclusive live training event that will be held in Glendale, Arizona on October 16th – 18th 2015.