We plan on utilizing Cost Seg heavily this year but that's irrelevant to the flipping and wholesaling company income.Our total expenses includes team member compensation, marketing, education expenses, other overhead.

His rationale in requiring more security is that the value of a storage facility is so heavily based on income and banks are known to run them into the ground during and after foreclosure so his second position would become vulnerable--not that either of us actually anticipate a foreclosure.

Do you simply take gifts of 10,000 so it wont be heavily taxed?

Thats exactly what i thought, you can't really find a median income with a job so heavily based on that one persons abilities and hard work.

Our choices seem to be:1) Refinance to a 30 year mortgage at a higher interest rate (which might not be so bad since we have been paying down the mortgage heavily).2) Purchase a duplex (townhouse) and house hack, allowing us to boost our savings by drastically cutting monthly expenses, then selling our current house.3) Do nothing with our current house/mortgage and use the cash we have saved to buy an inexpensive multi-family (will still need financing).

As you can easily imagine these factors weigh heavily on the real estate market in Clayton County.  

My advice here is to do your due diligence heavily.

As you can easily imagine these factors weigh heavily on the real estate market in Clayton County.

But, in Maryland, if you were to get caught, the unlicensed guys who were doing the work with/for you could get heavily fined.

I never ever think of self-insuring as I am heavily leveraged.