But I also know that most consumers out there don't care if there is 1" closed cell spray foam on their walls and that we used fiberglass composite windows vs vinyl windows and the list could go on, but these are things that I care about.

We intend to buy and hold our first home until we are ready to move in a few years.

You need to approach lenders with numbers ready and a good understanding of how HM works. 

Currently we are doing a bunch of renovations to get the home ready for rent. 

I pray the property is rehabbed and rent ready at this point. 

So our 5 unit multi-family is ready to rent.

I give the place in move-in ready condition: we agree in the lease I get it back that way, unless something just wears out from normal use.People get sued over things they SAY, so I don't SAY much. 

I have zero consumer debt and no car payments, as I have a company vehicle.1.

One of those 5 moved to one of our larger houses that came available, and all the rest bought a house.Vacancy hasn't really been very high - 6 weeks in 4.5 years - but the annoyance factor is huge.Other than that, I think what has cost us the most is taking too much time getting the house ready to rent when we first purchase it.

it was ready to go when we moved in.