That's why these companies can get away with charging $50k for education.Sure, there will be some element of "teaching" involved, but you can get that information in 10x supply on your commute to/from work in the form of podcasts. 

There is multi family dwellings in other areas of Richmond, but there is less supply, less desirable to live in as a primary occupant, and rents are lower.  

There is a ton of work out there and a lack of supply.

Their lending criteria revolves around the property and around your capabilities.

And feel I am very capable of hands on work.

Yes.The low supply in California is partially to blame.

If she is unstable you don't know what she is capable of. 

Builders make more money making more upscale homes, so the supply of starters hasn't kept up with the demand. 

Does anyone know of an app that converts MLS listings from a portal (supplied through Real Estate Broker) to an Excel spreadsheet?

It also has Geo thermal heating that supplies radiant heating to all the floors in the home.